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 Top 10 Tips to Bag a Bargain on Black FridayHow to Earn up to 6% on Your Checking AccountMost interest-bearing checking accounts these days pay a fraction of one-percent. They should be ashamed. There are others, however, that pay up to 6% (list included in article), but there is a BIG catch. You have to use their debit card 10-12 times per month (ATM use does not count), have direct deposit, and promise to give them your first born child. (Okay, kidding about that latter requirement.)Use Your Medical Benefits Before Year-End to Save Big Bucks How about a free colonoscopy for Christmas? Not exactly a typical holiday gift, but one that may be available to you through your group insurance plan. Many people schedule expensive health procedures for the end of the year because you might be able to save money. This typically works for health insurance policies on a calendar year cycle, and when you have paid all your premiums and met your deductibles for the year. See how to maximize your health benefits.
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 NEW: Before you buy an item, check its price history to see if current prices are a good deal compared to those charged for it over the past six months. ++ Mouse Print* -- How Cheesy Can You Get? Nowadays consumers need to have x-ray vision to keep from getting snookered at the supermarket. Only Superman would have known what secret was hiding inside this product as revealed this week in Mouse Print*.  
Should You Buy a "Derivative Model" HDTV?Consumer Reports says that some big name manufacturers like Samsung and Sony will be offering some non-standard models of HDTVs this holiday season at bargain prices. The magazine warns that the specs on these units may be lesser than the standard models, and warranties could be shorter. Be sure to check these two things before purchase.Bargain of the Week
This may be one of the most generous credit card offers EVER. Apply for a British Airways Signature Visa card. If approved, you'll get 50,000 BA miles, good for a trip to Europe. Then, spend $2000 in the first three months you have the card, and you will get another 50,000 miles. BA miles are good on AA, so that could also be the equivalent of four free domestic roundtrips. Note: There is a $75 annual fee for the BA card, and BA imposes huge fees/taxes on free travel.
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Pay only 2.5 cents a minute for long distance on ECG's state-to-state plan. The rate is good all day, with no minimum usage and no monthly fee like $4.95 or $5.95. (Only a 59˘ reg. recovery fee applies and the usual taxes.)
You are billed online, and must pay automatically by debit/credit. They use real phone lines, and there are no special codes to dial. Six-second billing saves money, and a free 800 number lets the kids call home easily. U.S. based customer service. Instate and HI/AK rates vary. 
