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A Bitter Pill Bill: In-Network Hospitals with Out-of-Network Doctors

pills MrConsumer had his head examined last week, literally. He knew in advance that his surgeon was "in-network" and thus covered on his health insurance plan, but he was also aware that the doc's assistant (a "fellow") was out-of-network. Prior to the procedure, MrConsumer was assured by the billing office that all charges would go under the covered surgeon and not the "fellow." While this limited scenario was easy to deal with, what do you do if admitted to a hospital? Do you have to ask each provider if they are "in-network?" The trouble is, you may not have the presence of mind to do so, but if you don't, you could get a hefty bill for the portion of charges that your health insurance does not pick up.

10 Things Consumers Don't Understand About Credit Scores

credit scores US News debunks some of the common misconceptions about credit scores in this story. For example, closing a credit card account does not remove its effect from your credit score, and it could actually hurt your score.


10 Worst States for Retirees

house Sometimes a state that is great to visit for tourists is not such a smart pick if you want to retire there. Bankrate evaluated tax rates, crime rates, access to good medical care, and cost of living of some picturesque states and put them on their worst states to retire list.

Consumer World Exclusive

Mouse Print* -- What's the Beef?

mouse print When a big chain supermarket advertised porterhouse steaks for $4.99 a pound, MrConsumer went running. Disappointment ensued because of an inconspicuous switcheroo by the advertising and meat departments. That story is this week in Mouse Print*.

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Bargain of the Week

Cheap Halloween Treats

Select McDonald's and Wendy's are once again selling their coupon books for $1. In the McDonald's booklet, you will find 12 coupons (four each for apple slices, small ice cream cones, and milk/apple juice). The Wendy's booklet contains 10 coupons for a free Jr. Frosty. And if you want a real meal on Halloween, Chipotle is once again doing its Boorito promotion. Just dress up in a costume, and from 4pm until closing on Halloween, you can buy a burrito, burrito bowl, salad, or tacos for just $3. Money raised from the latter two promotions go to charity.

Oil Change - $7.99 Net a/r

Until October 31, Sears has its conventional oil change on sale for $17.99, but they are also giving you $10 back by mail via an award card.

See also: Hot Deals

Consumer Reports

HDTV Versus Ultra HDTV

Consumer Reports compares the picture on the new ultra HD television sets versus plain old HD. The former promises four times the resolution. The bottom line: you don't need ultra HD.

Kiplinger Personal Finance

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