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901546    Week of June 22, 2009 (see last week)
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Do You Know Your "ID Score"?

ID Everyone has heard of credit scores, but bet you are not familiar with "ID scores." Under changes to the Fair Credit Reporting Act going into effect on August first, financial institutions and others will have to have methods in place to detect and respond to instances of ID theft. As a result of this, more companies will want to assure themselves that customers they do business with are really who they say they are. To do this, they may use third party applications that help verify your identity. A popular system is to check your ID score -- a number from 1 to 999, where the higher the number the more likely that ID fraud is a possibility. You can get a free copy of your id score (based on one company's calculations) at MyIdScore. You will be asked to optionally input your social security number, among other things. Without your SS#, the system may render a higher score than with it. (MrConsumer's ID score was 70 with, and 303 without.)

Seniors Getting Scammed When Their Adult Children Don't Watch

To every adult with a senior citizen parent: if you don't monitor your parents' finances (with your pinkies up), their money and your inheritance may wind up in the pockets of scamsters. Here is a touching story of an Ivy-educated senior who has lost tens of thousands of dollars to scams. Like many seniors, he wanted to believe he "had just won" big sums of money. Because many elders are trusting souls, they wind up throwing away their hard earned dollars.


Consumer Quickies

  • Newsweek: Why Oprah's Health Advice Could Make You Sick
  • How to Haggle Even at Department Stores
  • IQ Test Scams Facebook Users
  • GoodGuide Looks Beyond Products' Green Hype
  • Program Offers Free Cellphones/Service to the Poor
  • FDA Warns About Zicam and Loss of Smell
  • 4 Ways to Tell a Real Recovery has Begun
  • Which Online Banks Pay the Highest Interest?
  • 107 Bits of Financial Wisdom from a Financial Planner
  • Congress Looking at High Text Message Charges
  • Flip Ultra HD & Kodak HD Cam Put to the Test
  • Trying to Redo a Mortgage? Expect Red Tape!
  • Quiz: Which Cars are More Fuel Efficient?
  • Eddie Bauer Files for Bankruptcy
  • 10 Cheap Ways to Boost Your Home's Curb Appeal
  • More Retailers Refusing Web Printed Coupons
  • Why Laptop Battery Life Claims are Inflated
  • Just Hang Up on Credit Card Robocalls
  • Calories on Menus Bill is Before Congress
  • What is Obama's New Consumer Financial Protection Agency (audio)
  • Banks Set to Fight Against New Consumer Agency
  • Cardholders Mad as Hell at Credit Card Issuers
  • Bill Would Limit Metered Use Fees for Broadband
  • FCC May Look at Wireless Exclusivity for Handsets
  • One-a-Day Risks Suit for Prostate Cancer Claims
  • Some Companies Try Random Acts of Free
  • Consumers Sue KFC Over Dishonoring Free Coupons
  • Best Ways to Get Cash When Overseas
    ***Free Registration May be Required


    2.5 cents/min Long Distance
    No Monthly Min.; Free 800 Number

    phonePay only 2.5 cents a minute for long distance on ECG's state-to-state plan. The rate is good all day, with no minimum usage and no monthly fee like $4.95 or $5.95. (Only a 59˘ reg. recovery fee applies and the usual taxes.) You are billed online, and must pay automatically by debit/credit. They use real phone lines, and there are no special codes to dial. Six-second billing saves money, and a free 800 number lets the kids call home easily. U.S. based customer service. Instate and HI/AK rates vary. More information. ++



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    Mouse Print* -- 8 out of 10 Dogs Prefer...

    mouse print A lesser known brand of dog food recently conducted a taste test, and claimed that its product trounced the better known competition. Only trouble, their numbers don't quite add up as revealed this week at Mouse Print.


    Order nowConsumer Reports Online

    Where to Find the Best Coupons

    Consumer Reports' sister publication, Shop Smart, offers tips on saving money by effectively using coupons, and where to find them online. [pdf]

    Bargain of the Week

    MGM Grand Las Vegas - Cheap Package

    Imagine staying at the MGM Grand in Las Vegas for as little as $62 a night for the room midweek, and get free access to their buffet (reportedly very good) for two people for three meals a day. Weight watchers, steer clear! You also get $15 to play the slots and some other free admissions. Rates vary by the day of your stay, and this promotion keeps morphing in price/benefits. Read about others' experiences here and get most recent updates.

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